Important Information About Home Equity Loans

Fixed Rate

You can have the peace of mind knowing that your interest rate will be fixed at closing, and your monthly payment will be the same throughout the term of your loan. We offer a variety of terms on these types of loans. Call or stop in for information on closing costs.

Variable Rate

Home Equity Lines of Credit are also available and are very popular. This product allows you to establish a loan line of credit up to 80% of the appraised value of your home minus any outstanding mortgages. You will be provided with checks and may make advances of $300 or more at any time you like. This product allows you to borrow and pay back as often as you like.

The loan specialists at The First National Bank of Groton are well trained and ready to answer your questions about this popular loan program. Call or stop in for more information.

Contact Us

Stop in at one of our convenient locations or call us directly at our Groton office at 607-898-5871 or Moravia at 315-497-2707 during regular business hours.

You can also use our Secure Contact Form.