Mortgage Loans

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Fixed Rate Conventional Mortgages

Buying or refinancing a home is one of the most important personal and financial decisions you will make in your lifetime. The First National Bank of Groton has a well-trained staff to assist you in making your dream come true with a home mortgage loan.

We will guide you through the application process to a speedy commitment (if you qualify) to assure the earliest possible closing date. Typically, we are able to make a mortgage commitment within 3 business days of receiving the loan application and documents necessary for income verification.

The First National Bank of Groton, unlike many financial institutions, does not sell the mortgages we make in the secondary market, but holds them as valuable investments. This means that you will be able to make your payments at our Offices and take advantage of our friendly, quality service for the duration of your mortgage loan.

At First National you are more than just an account number – you are a valued customer. For more information, call or visit one of our loan specialists soon.

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Contact Us

Stop in at one of our convenient locations or call us directly at our Groton office at 607-898-5871 or Moravia at 315-497-2707 during regular business hours.

You can also use our Secure Contact Form.