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[null,null,"BUDGET WORKSHEET"]
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["INCOME",null,null,null,"Monthly",null,"Amount",null,"Frequency"]
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[null,"Primary Income",null,null,0,{"$nulls":4},"ç",null,"Under amount, type in your normal income/payment for each item.  Under frequency, type the number of payments made per year (Ex. 12 for monthly payments, 26 for bi-weekly, 2 for semi-annually, and so on).  After these items are input, the monthly income/cost will be calculated and placed into the colored cells."]
[]
[null,"Interest Income",null,null,0]
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[null,"Investment Income",null,null,0]
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[null,"Other Income*",null,null,0]
[]
[]
["TOTAL INCOME",null,null,null,0]
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["EXPENSES",null,null,null,"Monthly",null,"Amount",null,"Frequency",null,null,"ê"]
[null,"Housing Expenses",null,null,null,0,{"$nulls":5},"*Other Income",{"$nulls":7},"*Other Expenses"]
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[null,null,"Mortgage/Rent",null,0,{"$nulls":6},"Item",null,"Amount",null,"Freq.",null,"Monthly",null,"Item",null,"Amount",null,"Freq.",null,"Monthly"]
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[null,null,"Homeowner's/Renter's Insurance",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,null,"Property Taxes",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,"Utilities",null,null,null,0,{"$nulls":11},0,{"$nulls":7},0]
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[null,null,"Electricity",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,null,"Natural Gas/Oil",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,null,"Water & Sewer",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,"Auto Costs",null,null,null,0,{"$nulls":11},0,{"$nulls":7},0]
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[null,null,"Car Payments",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,null,"Auto Insurance",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,null,"Gasoline",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,null,"Maintenance & Other",null,0,{"$nulls":12},0,{"$nulls":7},0]
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[null,"Additional Payments",null,null,null,0,{"$nulls":19},0]
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[null,null,"Cable TV/Satellite",null,0,{"$nulls":20},0]
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[null,null,"Internet",null,0,{"$nulls":20},0]
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[null,null,"Subscriptions",null,0,{"$nulls":20},0]
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[null,null,"Telephone",null,0,{"$nulls":20},0]
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[null,null,"Cell Phone",null,0,{"$nulls":20},0]
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[null,null,"Other payments",null,0,{"$nulls":20},0]
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[null,"Food",null,null,null,0,{"$nulls":19},0]
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[null,null,"Groceries",null,0,{"$nulls":20},0]
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[null,null,"Eating out, snacks",null,0,{"$nulls":20},0]
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[null,"Debt",null,null,null,0]
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[null,null,"Credit Card 1",null,0]
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[null,null,"Credit Card 2",null,0]
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[null,null,"Other Credit Cards",null,0]
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[null,null,"Student Loan 1",null,0]
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[null,null,"Student Loan 2",null,0]
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[null,null,"Other Loans",null,0]
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[null,"Health & Wellness",null,null,null,0]
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[null,null,"Insurance",null,0]
[]
[null,null,"Gym memberships",null,0]
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[null,null,"Prescriptions, Doctors, other",null,0]
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[null,"Pets",null,null,null,0]
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[null,null,"Food",null,0]
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[null,null,"Grooming, vet, boarding, etc",null,0]
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[null,"Clothing",null,null,0,0]
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[null,"Miscellaneous",null,null,null,0]
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[null,null,"Toiletries & household items",null,0]
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[null,null,"Donations",null,0]
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[null,null,"Grooming",null,0]
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[null,null,"Other miscellaneous expenses",null,0]
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[null,"Savings / Investment Contributions",null,null,null,0]
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[null,null,"401(k) / IRA",null,0]
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[null,null,"Stocks, bonds and mutual funds",null,0]
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[null,null,"College fund",null,0]
[]
[null,null,"Savings",null,0]
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[null,null,"Emergency fund",null,0]
[]
[null,null,"Other",null,0]
[]
[null,"Other Expenses*",null,null,0,0]
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[]
["TOTAL EXPENSES",null,null,null,0]
[]
["SURPLUS INCOME (SHORTAGE)",null,null,null,0]

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