The holidays are a time for warmth, not worry. Save ahead of time and keep seasonal expenses (and stress) to a minimum.

Rates Calculator

Key Features

  • Competitive Interest
  • No Monthly Service Fee
  • Free Digital Banking
  • Set aside little by little, year-round for holiday-related expenses
  • Earn competitive interest on your balance
    • Variable interest rate
    • Compounds daily and is credited to your account at maturity
  • No monthly service charge
  • No minimum balance requirement
  • Make deposits at any time, in any amount you feel comfortable with
  • Avoid vacation-induced debt and stress
  • Check for the account balance including interest is sent at the end of October each calendar year
  • Early withdrawal will result in a penalty*
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • Free telephone banking
  • No minimum deposit to open

*There is a $1.00 fee for each withdrawal, but no penalty for closing the account early

Fees could reduce earnings.