We'd love to see you in person! Please feel free to drop into any branch location near you.

  • Main Office
    Map ATM
    Main Office
    161 Main Street
    PO Box 38
    Groton, NY 13073
    See Location DetailsGet Directions
    Phone(607) 898-5871
    Fax(607) 898-5085
    Lobby Hours
    Mon & Tue9:00am – 4:00pm
    Wed9:00am – 1:00pm
    Thur & Fri9:00am – 5:00pm
    Sat9:00am – 12:00pm
    Drive-Up Hours
    Mon & Tue8:00am – 5:00pm
    Wed8:00am – 1:00pm
    Thur & Fri8:00am – 6:00pm
    Sat8:00am – 12:00pm
  • Moravia Office
    Map ATM
    Moravia Office
    41 S. Main Street
    PO Box 688
    Moravia, NY 13118
    See Location DetailsGet Directions
    Phone(315) 497-2707
    Fax(315) 497-2978
    Lobby Hours
    Mon & Tue9:00am – 4:00pm
    Wed9:00am – 1:00pm
    Thur & Fri9:00am – 5:00pm
    Sat9:00am – 12:00pm
    Drive-Up Hours
    Mon & Tue8:00am – 5:00pm
    Wed8:00am – 1:00pm
    Thur & Fri8:00am – 6:00pm
    Sat8:00am – 12:00pm