a couple looking at their laptop computer

Compare Our Accounts

Find The Right Account For You.

Compare accounts side by side to find the best one for you now.
 
Best For Really High Interest Cash Back Everyday Checking
Account Kasasa Cash® Kasasa Cash Back® Basic Checking
Monthly Rewards
2.00% APY* on balances up to $10,000

2.00% to 0.36% APY on balances over $10,000 depending on balance in account*

0.05% APY* if qualifications aren't met
3.00% cash back on debit card purchases^

Cash back earned on up to $300 in purchases monthly

Up to $108 cash back per year, $9 per month^
Unlimited check writing
 
Checks can be printed on-site and are available within 2 business days
 
Includes detailed monthly statements with check and deposit images
Monthly Maintenance Fee None None
Avoid the $3.00 monthly service charge in one of two ways:
 
Maintain a daily balance of $300 or more during your statement cycle
 
Use direct deposit
Refunds on ATM Withdrawal Fees Up to $15 monthly* Up to $15 monthly^ None
Free Online & Mobile Banking Access? Yes Yes Yes
Free Debit Card? Yes Yes
No.
$1.00 monthly fee
Minimum Opening Deposit None None None
Apply Here -> Apply For An Account Apply For An Account Apply For An Account
Free Kasasa Cash Checking
  • Free checking that pays high interest*
  • Refunds on ATM withdrawal fees, nationwide*
  • No minimum balance or monthly maintenance fee

Free Kasasa Cash Back Checking
  • Free checking that pays you back
  • Refunds on ATM withdrawal fees, nationwide^
  • No minimum balance or monthly maintenance fee

Basic Checking
  • Straightforward banking with unlimited check writing
  • Avoid the monthly service charge in two simple ways
  • Manage your money with free digital banking services

Money Market Checking Account (MMCA)
  • Earn competitive interest on your entire balance
  • No monthly service charge with daily balances of $1,000 or more
  • Free and secure digital banking

Senior Checking
  • Exclusive account for customers age 60 or better
  • No monthly service charge or minimum balance requirement
  • Includes free checks





























Kasasa Cash
*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature based debit card purchases less than $7.00,  debit card purchases processed by merchants and received by our bank as ATM transactions( PIN-based or signature based transactions), non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
 
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
 
"Banking Day" means any day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.
 
"Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.
 
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Contact one of our branch service representatives for specific Statement Cycle dates.
 
Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 in your Kasasa Cash account earn an interest rate of 1.982% resulting in an APY of 2.00%; and daily balances over $10,000 earn an interest rate of .20% resulting in an APY of .20% on the portion of the daily balance over $10,000, resulting in a range from .36% to 2.00% APY depending on the account's daily balance.
 
You will receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
 
When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be .05% resulting in an annual percentage yield of .05% and ATM withdrawal fees are not refunded.
Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 02/01/2021.
APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
 
Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards of less than a penny cannot be distributed. Fees may reduce earnings.
 
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
 
No minimum deposit is required to open the account.
 
Monthly Direct Deposit/ACH credit and e-statements are conditions of this account.
 
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
 
Limit of one account per customer.
 
There are no recurring monthly maintenance charges or fees to open or close this account.
 
This account is not to be used for commercial purposes.
 
If the account is closed, you will forfeit any rewards that have not been credited to your account.
 
Advertised information and rewards are based on all account qualifications being met during each cycle period.
 
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
 
Member FDIC.
 
Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
 
Kasasa Cash Back
^Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based or signature based debit card purchases less than $7.00, debit card purchases processed by merchants and received by our bank as ATM transactions (PIN-based or signature based transactions), non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
 
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
 
"Banking Day" means any day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.
 
"Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.
 
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder's account. Contact one of our branch service representatives for specific Statement Cycle dates.
 
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300 (PIN-based or signature-based) debit card purchases that post and settle to the account during that cycle period. A maximum of $9 cash back payments may be earned per Monthly Qualification Cycle.
 
You will receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, or Kasasa Cash Back transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
 
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
 
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
 
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
 
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
 
No minimum deposit is required to open the account.
 
Monthly Direct Deposit/ACH credit and e-statements are conditions of this account.
 
Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.
 
Limit of one account per customer.
 
There are no recurring monthly maintenance charges or fees to open or close this account.
 
This account is not to be used for commercial purposes.
 
If the account is closed, you will forfeit any rewards that have not been credited to your account.
 
Advertised information and rewards are based on all account qualifications being met during each cycle period.
 
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
 
Member FDIC.
 
Trademarks:
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
 
Basic Checking:
*If criteria is not met to waive the monthly service charge, there is an additional $0.20 fee for each check, telephone transfer debit, and NetTeller transfer debit.