a business owner putting coins in a jar

Business Term Loans

Local businesses are central to our community.

That’s why we support them with customized financing for practically any purpose.
 
Key Features
  • Competitive Rates
  • Local Processing
  • Quick Decisions
 
  • Competitive rates for a wide range of business expenses:
    • Facility improvements
    • Working capital
    • Debt consolidation
    • Working capital
    • Acquisitions
    • And more
  • Repayment terms customized to meet the needs of your business
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
To Purchase a Business
  • Two years personal income tax documentation
  • Two years income tax documentation for the company being purchased
  • Personal balance sheet
  • Business plan to include projections
  • Copy of purchase agreement
  • Partnership, corporation, LLC documents if applicable
 
To Refinance a Business
  • Two years personal income tax documentation
    Two years income tax documentation for the company being refinanced
    Personal balance sheet and business balance sheets
  • Business plan
  • Partnership, corporation, LLC documents if applicable
 
Working Capital Needs
  • Same as to refinance a business.